could use a company that will do the same thing for a much lower, one-time cost.
In an interview explaining their services, Don Bailey, President of LifeCreditDebt.com said, "Identity theft is a serious issue and can undermine any individual's progress in life. Our website provides users with access to official letters that will place a fraud alert on their account lasting up to 7 years. After the fraud alert is placed on your account, you will be contacted via phone to verify any changes on your credit report, preventing someone else from taking out credit in your name. As a company, we would rather educate consumers on the best credit management practices rather than nickel and dime them for something that requires minimal maintenance on our part. Not only is this better for the individual, but it is better for the economy as a whole." He furthers, “It is important that consumers learn their rights and use the power of social networks to share this knowledge with their peers”.
In the modern era, accessibility of credit is becoming more necessary but even more difficult to obtain. This is why it is imperative for consumers to educate themselves on the best methods of protecting themselves and their credit score.