“A livestock insurance policy can cover the loss of livestock, as well as high value animals,” Frank Hursh, owner of Texas Outdoor Insurance, explains. “Fire, hail, and electric shock are just some of the causes of loss that are covered with a comprehensive livestock insurance policy. Policies can also provide add-ons for veterinary coverage, as well as loss of use, and more.”
While no one likes to prepare for devastation –being prepared can drastically reduce the implications of a devastating loss. With livestock, the devastation can come from many different angles, and being prepared can help ranchers to minimize their losses.
“Many times bad things happen to livestock, for whatever reason, and they are no longer suitable for their intended purpose,” says Hursh.
While farms and equipment are often insured, many times livestock is overlooked. This can lead to devastating results should something happen, especially for those who rely upon livestock for income.
“For a rancher who needs all of the livestock he can get, this is an absolute necessity,” Hursh says.
Livestock insurance is also important when high-value animals are concerned.
“When there is an accident and an animal is destroyed, there is not only an emotional toll that takes place, but a financial one as well,” says Hursh. “As sad as it may seem, the bottom line for a lot of ranchers is their business, and when an animal is lost there is a cost behind it.”
As anyone who works with livestock knows - anything can happen -at any time. Failure to invest in a livestock insurance policy can mean financial devastation should something unexpected happen.
“For someone who is in charge of a lot of head of cattle, this is an invaluable asset to have,” Hursh says. “When looking down the road at what lies ahead for their livestock, it’s important to have everything covered, just in case something happens; and usually, it does.”
Texas Outdoor Insurance provides valuable livestock insurance policies for farmers, ranchers, and livestock owners in Texas. For more information on protecting your investment with a livestock insurance policy, visit Texas Outdoor Insurance (http://www.texasoutdoorinsurance.com/