One of the major factors that causes insurance rates to skyrocket is the combination of age and driving experience. There are many obstacles that are faced on a daily bases when trailing down the busy congested Los Angeles streets and freeways. Driving experience is the difference between a safe commute and a tragic one.
One method to save some money on your Los Angeles auto insurance policy is to add your teenager too an existing car insurance policy. This may raise your car insurance premium, although the increase in your premium will be cheaper than a separate car insurance policy for your teen.
There are some benefits for parents who add their teen drivers to an existing car insurance policy. For instance you may get a discount for adding another car to your policy. Many car insurance companies offer discounts to policyholders who add additional cars to their existing policies. Depending on the amount of the discount, it may or may not help you recover some of the difference in premium rate increase.
Cheaper Insurance for Teenagers who make the grade.
Another factor that can help you get cheaper insurance rates is your teenager’s grades. Teenagers who take, and pass drivers education courses tend to get cheaper car insurance rates compared to teenagers who do not. Some car insurance companies offer discounts to teens who make good grades in their other class curriculums as well. Driver’s education courses are offered as part of most high schools yearly curriculum, and in many states taking approved driver education courses prior to obtaining their driver’s license is a requirement.
Los Angeles Learners Permit Holders
With California being the driving capital that it is, Los Angeles teenagers are more likely to be anxious in getting their hands on their very own driver’s license. The first step is not to panic, the second would be getting your son or daughter behind the wheel of an automobile through a learners permits. Many young people associate getting behind the wheel of an automobile as a sign of freedom and rite of passage into adulthood. Unfortunately for parents this transition can be stressful for parents both financially and emotionally. Fortunately Starco Insurance friendly agents can help get your thoughts far from worry with auto insurance coverage that will help you sleep better on those late Saturday nights.
Prerequisites for Obtaining a Learners Permit in Los Angeles California
In order to successfully apply for a learners permit, Teenagers / Young Adults can find their way to the Department of Motor Vehicles. It is highly advise that set up an appointment rather than waste away a
whole afternoon. The teenager apply for a learners permit will then need to fill out an original application (DL 44) with accurate and up to date credentials. Make sure to look on the Department of Motor Vehicles website for required documentation prior to attending your appointment. It is important to note that difference States and Counties vary in requesting valid types of documentation, always assure to provide originals.
It is important for the parent to discuss with their sons or daughter the responsibilities and expectations that required of them when getting behind a motor vehicle.
Learners Permits Requirements
California Teenagers will have to put there allowance on the table to acquire a learners permit. Teenagers are required by State Law to pass both a vision and traffic laws exam. Upon successful completion validates that teenager behind the wheel understand traffic laws and signs and basic driving fundamentals assuring safety for the surrounding public. It is highly stressed that teenagers wanting to pass their test for the learners permit should study frequently. Once they have successfully achieved there learners permit it will remain valid for a period of six months. In this time frame the teenager should practice driving for an additional 50 hours. It is essential that parents / guardians teach their children how to drive in a night time environment. It is also very important to note that while a teenager is behind the wheel there must ban adult in the passenger’s seat at all times.
Learners Permit Drivers and Cheap Car Insurance Rates
Parents and legal guardians should clearly discuss and constantly remind / nag teenagers that should they ever come in contact with law enforcement, they should always have their car insurance handy. Not to mention if teenagers have a learners permit and drive without a legal adult in the vehicle they could receive significant fines form Police Officers. Young drivers should always drive with a parent, always follow the rules of the read and obey all traffic laws without exception to help lower their California car insurance rates.
For more information viist our Teenage Insurance page.