“Pamela is an educated professional with a reputation for delivering exceptional customer service,” said Vermilya. “Her interpersonal skills and understanding of the financial world are only surpassed by her focus on client satisfaction.”
With experience helping people achieve their goals in a wide variety of scenarios, from FHA and VA loans to jumbo loans and refinancing, Smith provides her clients with a wealth of insights pertaining to the residential lending marketplace. Known for her willingness to make herself available to serve the needs of her clients, she offers a range of financing options for new construction, investments and relocation, as well as complimentary consultations and fast preapproval decisions.
Smith is a graduate of San Jose State University, where she earned a bachelor’s degree in Business Administration and Marketing. Leveraging her comprehensive knowledge of the residential mortgage landscape, she provides her clients with valuable insights about the implications of their financial decisions and the condition of the national economy.
“The decisions that people make when analyzing the terms of a loan can be complex,” notes Smith. “I enjoy guiding my clients through the entire process, to ensure they have the resources and advice they need to make the best possible choice for their situation.”
Pamela Ann Smith may be contacted through Berkshire Hathaway HomeServices California Properties’ Laguna Beach office, at 949-610-6114, or via email at pamela.a.smith@