Proper Medical Coverage an Important Aspect of Motorcycle Insurance

Jan. 2, 2014 - PRLog -- 81,000 motorcyclists were injured in traffic accidents during 2011, according to the National Highway Traffic Safety Administration. Additionally, statistics show that in the event of an accident, motorcyclists are five times more likely to be injured than car occupants.

When it comes to taking out a motorcycle insurance policy, getting it right the first time is crucial.

Since motorcyclists are an especially at-risk group for serious accident related injuries, it is important for motorcyclists to ensure that their insurance policy goes beyond just the state-required liability, and make sure they choose a policy that contains sufficient medical coverage.

Katy Texas Insurance addresses the issue of motorcycle accidents in a recent article posted “Reasons for Buying Motorcycle Insurance in Texas.”

“Riding a motorbike is a dangerous undertaking,” the article states. “You are subject to the surroundings along with possible dangers that come with that, such as accidents due to careless driving by motorists and other road users, and pedestrians crossing the road unexpectedly.”

Since most accidents that occur while riding a motorcycle usually end up with some form of medical attention being needed, sufficient bodily injury or medical coverage is an important coverage for motorcyclists to have.

“Accidents happen and motorcycle riders are prone to this,” continues Katy Texas Insurance. “With the right insurance coverage, you have nothing to worry about. Insurance companies will offset most of the bills though this will depend on the insurance plan you have. Texas motorcycle insurance coverage will pay for most expenses including medical fees for the rider and in cases involving passenger injuries."

Medical coverage may be optional, but its importance shouldn’t be overlooked.

Katy Texas Insurance provides motorcycle insurance to Houston Texas, Katy Texas, and the surrounding areas. For more information on motorcycle insurance Texas, visit Katy Texas Insurance today: www.katytexasinsurance.com.

http://www.katytexasinsurance.com/texas-motorcycle-insurance.html

http://www-nrd.nhtsa.dot.gov/Pubs/811765.pdf