Fraudulent claims are an occasional but expensive nuisance for non-fault insurance carriers, he says. However, carriers’ failures to pay for medical services they agreed to cover has doomed many clients to years of poor health and lost wages.
Pastry chef Dean Kropp was injured in two car accidents in 2000 and 2004. When he tried to get medical help through his no-fault auto insurance for a concussion, damage to his spine, and crushed wrists, he found that he had to sue the insurance company to receive the medical and financial help he was owed. Between the first accident and his recovery in 2012, he lost his business catering for film productions and movie stars and had to put on hold his International Culinary Art Exhibition (Culinary Olympics) project.
“I was coming into the prime of my career at age 41,” says Kropp, “and I was offered a full time job with a caterer who offered me $65,000 a year to start, plus overtime. Based only on that salary, I’ve lost $845,000 over the last 13 years. Who knows how many other people have lost their livelihoods for the same reason? What’s the loss in U.S. and Canada productivity and taxable income over the past 20 years? Until we start talking to each other about insurers' failures to meet their own obligations, we’ll never know."
Kropp’s twelve-year odyssey is detailed in The Tortured Pastry Chef, $17.95, published by Wheatmark Publishing (http://wheatmark.com). In the book, he describes his struggle to get the care he needed.
Florida, Michigan, Minnesota, and other state legislatures and courts are looking at no-fault auto insurance reform right now, and Kropp’s experiences and his “Declaration of Injured Person's Rights” can help to inform the debate.
For a complimentary copy of the book, please contact Wheatmark at 888-934-0888, ext. 100, or email Bookstore@wheatmark.com. For more information, contact publicist Susan Fowler, firstname.lastname@example.org, 917 734-3746, or Dean Kropp, DeanKropp@verizon.net, 917 710-5878, http://thedeanofchefs.com.
But that’s not all Kropp is offering: “If you live in a no-fault state and can pull out your car insurance contract and show me where it states how a person is allowed to heal after getting injured in a car accident through no fault of his or her own, you’ll win a party catered for you and ten friends. You supply the silverware and plates. I’ll cook the food at your house.”
For in-studio interviews, Kropp will bring his signature chocolate mousse for the staff.
For review copies and photos, or to print excerpts, contact Susan Fowler, email@example.com, 917 734-3746, or Dean Kropp, DeanKropp@verizon.net, 917 710-5878, http://thedeanofchefs.com. Twitter @thedeanofchefs. SAG-AFTA member. American Culinary Federation member.