Throughout the Bay Area, Goulart and his veteran staff of hard money lenders have the ability to finance a larger percentage of the value of a property than in other locations. In good areas, the team can go to 70% and sometimes 75% of the value of the property. This is higher than most hard money lenders go, with most capping out between 60% and 65% of the value of the property.
The rates and terms that Goulart and his staff can offer for the San Francisco Bay Area hard money loans are aggressive, to say the very least. Where Goulart’s team is concerned, lower loan-to-value rates can be very competitive, falling into the single digits for loan-to-value ratios of below 50%. This company is proud to announce that they are able to offer these aggressive loans-to-values and/or aggressive rates in most locations in the Bay Area; from the San Jose, Cupertino and Los Gatos areas to the Oakland area and even east to Walnut Creek, Livermore and Pleasanton.
It is due to San Francisco’s desirability and iconic status of a city steeped in history that inspires Chris Goulart and his team to make hard money loans in this very special area. Rates and terms may vary depending on the transaction, so it is always best to complete the company’s loan inquiry form or call the company directly to discuss a specific scenario. The higher loan-to-value ratios and lower rates for California hard money loans are very competitive and the company can help on both purchase and refinance transactions at these more aggressive levels.
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