Blending Tactical Allocation Strategies in 401(k)s Differentiates CoPiloted

Sept. 5, 2013 - PRLog -- CoPiloted, a fin/tech startup located in Boston and Seattle, recently launched a free 401(k) investment service at www.copiloted.com (http://www.copiloted.com?utm_source=pr&utm_medium=prssrlse&utm_campaign=00062)

The CoPiloted service helps users make intelligent investment decisions in their 401(k), 403(b), IRA and other retirement accounts. The service makes it easy for consumers to provide information about themselves, their financial situation, and their retirement plans, and then receive a personalized investment recommendation.

“Since Mebane Faber's very accessible 'Ivy Portfolio' book, there has been renewed interest in tactical asset allocation strategies, and there are some very good tactical asset allocation funds, but they’re generally unavailable in 401(k) accounts.”  states Michael Bolotski, Ph.D., CoPiloted Chief Investment Officer and lead designer of CoPiloted’s investment algorithms. “CoPiloted automatically constructs a customized tactical allocation strategy for each 401(k) plan, based on the limited investment options, and carefully matched to each investor's risk tolerance.”

By blending tactical allocation strategies, both trend following and momentum based, ballasted with a cash/bond portfolio, CoPiloted has positioned itself unlike any other company currently managing retirement funds. As Bolotski notes “A blend of diverse strategies, that keeps fees low by operating on the same underlying funds, can reduce overall portfolio volatility as compared to choosing only one, unblended strategy.”

In retirement accounts with more flexible investment options, such as IRAs or solo 401(k) plans, CoPiloted constructs a highly customized strategy from a set of low-cost ETFs, and considers many variables such as account size, availability of commission-free ETFs and their holding periods, commission costs, and most importantly, the investor’s risk tolerance.

Users can regularly visit www.copiloted.com to get updated recommendations on how to adjust their accounts to incorporate changes in market conditions and in their personal situation, while adhering to plan rules and minimizing fees.

Learn more at www.copiloted.com (http://www.copiloted.com?utm_source=pr&utm_medium=prs...)