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Follow on Google News | Understanding Telemedicine - Access to Personalized Healthcare and Cost-ContainmentTelemedicine plan options – when understood and properly selected - can provide Broker, Employers, Employees, and Individuals strategies and solutions to Insurance and Benefit dilemmas with a verifiable ROI!
By: BenefitPlace.biz and BPTradeShow.com What is Telemedicine? Why is there a demand for Telemedicine? It’s called telemedicine. Say you have symptoms of a sinus infection or the flu, or even need a trip to the emergency room. Rather than wait days for a diagnosis from your primary doc, a telemedicine service can get a bonafide physician on the phone..." PPACA will make getting timely appointments with a Doctor even more difficult than it is today. In addition, visits to Doctor's offices or Emergency Rooms are costly and expose the individual to other patient's illnesses. How Does Telemedicine work? Employee Benefit News (EBN) by Tristan Lejeune - September 26, 2012 (http://ebn.benefitnews.com/ 'What telehealth really is is going back to a house call, Roga said. When providers include telemedicine options in their health plans, he says, those dial-in visits are replacing the physical touching, and keeping to illnesses of low acuity, but the trade is in-home convenience, along with greater reach, improved efficiency and, really, improved coordination of care. 'This model works because you can be seen when you want as quickly as you want,' Roga said, pointing out what an asset this is for a society in love with instant gratification. He considers telehealth benefits as a great 'turn-key solution for the employer,' coming at no cost to them while providing the most accessible kind of care." Is There Demand and is it Growing? According to a Survey by the (http://benefitcommunications.com/ The Wall Street Journal adds ((Wilde Mathews, Wall Street Journal, 12/20) / ihealthbeat (http://www.ihealthbeat.org/ Some of the largest employers who have their own health centers are adding or will soon offer telemedicine services. A Towers Watson survey of onsite health centers (http://www.towerswatson.com/ Does Telemedicine save money? Wikipedia reports on a study from Britain, "The UK’s Department of Health’s Whole System Demonstrator (WSD) launched in May 2008. It is the largest randomised control trial of telehealth and telecare (http://en.wikipedia.org/ 45% reduction in mortality rates 20% reduction in emergency admissions 15% reduction in A&E visits 14% reduction in elective admissions 14% reduction in bed days 8% reduction in tariff costs" Who pays for the Telemedicine Plans? While to date Employees generally pay for the Plans, some Employers are paying for all or part of the cost. The plans are also available to individuals and their families. As data on the ROI for Fully Insured and Self-Funded Groups becomes available, more Employers will fund all or part of the cost to drive down health plan costs and reduce absenteeism. In addition, more Individuals and their Families will pay for the Plans to reduce out-of-pocket costs incurred due to increased co-pays and deductibles on their health plans. How do the Telemedicine Plans differ? The Plans offered by the Providers and Brokers differ by the quality of services provided and by cost. Our research determined that buyers generally "Get What They Pay For". Budget Plans provide limited access and limited services! To gain the desired services and ROI, we suggest examining the Plan's features and benefits before purchasing. The following questions to ask providers should assist in the decision-making process: A) Does the Provider perform a health history for each participant to assist with diagnosing? B) Is the Service Internet our Phone Based? C) Is their immediate access to Physicians? D) Do Physicians follow-up after the original call? E) Do they offer a Prescription Medical Kit to assist in immediate treatment? F) Is there an additional per call charge in addition to the monthly fee? G) Is there a Deductible and/or Co-Pay? Who offers these Plans? For a directory of listings, Telemedicine.com provides access to a Directory (http://www.telemedicine.com/ 1) AmeriDoc (http://www.ameridoc.com/) 2) Consult A Doctor (http://www.consultadr.com/) 3) GetMedCallAssist (http://nanacast.com/ 4) HealthCare Magic (http://www.healthcaremagic.com/) 5) InteractiveMD (http://www.interactivemd.com/) 6) TeleDoc (http://www.teladoc.com/) *Who do we recommend? Based on our objective analysis - taking into account the features and benefits listed above - GetMedCallAssist (http://nanacast.com/ Get more information about GMAC: As a Broker (http://nanacast.com/ As an Employer (http://nanacast.com/ As an Individual or Family (http://nanacast.com/ As a Physician (http://nanacast.com/ BenefitPlace.biz has created sections on its website dedicated to Describing Telemedicine Plans (http://www.benefitplace.biz/ End
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