Dave Ramsey teaches common sense principles about becoming debt-free, living on a budget, tithing, saving and investing for college and retirement, and much more. He recommends that home buyers put 20% down payment on a 15-year mortgage, and that their mortgage payment should be no more than 25% of their take-home income.
Dave Ramsey's newest ELP in Spokane, WA is Cindy Carrigan, who owns The Five Star Spokane Real Estate Group at Keller Williams. Cindy Carrigan and her team are dedicated to helping their clients achieve their real estate goals following Dave Ramsey's guidelines.
The Dave Ramsey ELP Program has stringent guidelines for choosing who will be referred through their website, www.DaveRamsey.com. It requires that Real Estate Agents have a proven track record of closing a high number of homes and providing the highest level of customer service.
Cindy Carrigan's team, Five Star Spokane Group, sold 67 properties in 2012, which qualified her to be considered for the program. She states, "Being chosen by Dave Ramsey's ELP Program is a highlight of my 12 years in Spokane Real Estate. It is an honor and a privilege."