We are the Experts in an e-Commerce Merchant Account

Feb. 22, 2013 - PRLog -- Statistics indicate that credit card payments are an increasingly form of payment used to buy products & services & accepted method for payment with consumers. An e-commerce merchant account, payment processor & payment gateway allows you to accept credit & debit card payments through your online store. Your transactions are then automatically processed and deposited into your electronic bank account in real-time. You need software to run your e-commerce site, especially if you have a large catalogue of items to sell. The software will act as an electronic catalogue, allowing you to enter your wares, categorise them & price them accordingly. The payment gateway encrypts customer data to send it securely from the online store to the payment processor. A payment processor then gives the transaction information to the card provider, which approves or declines the transaction. The processor then moves the money from the customer’s account to the merchant's account. To run your e-commerce website, you need a merchant account as well as an electronic payment system.

The standard fees that all merchant account companies will charge:

Statement fee - an amount paid each month to have your statement prepared
Discount rate - which is a percentage of your monthly sales that is held by your merchant account company
Transaction fee - a small fee assessed to each transaction you process

Security on the Internet is one of the prime factors which customers look for while making any purchases online. Reliable Internet merchant accounts will always help in providing clients with adequate online security. This will not only stay with the customers who use them, the positive feedback will reach others and will start to increase the customer base.

If your business needs a pdq machine/credit card machine, moto account, high risk merchant account, offshore merchant account, direct debit facility or even a merchant cash advance call  0161 928 2287 or go to: www.pdqmachine.biz