STEP NO. 1
The first step is easy. You make a cup of coffee or tea, take up a pen and a piece of paper and record what your needs are. Identify what you want. Do you want to pay off old debts? In that case analyze what you owe and come up with a total. This is the sum you want loaned. Or maybe you want to purchase a home or make an investment. Analyze what amount you could reasonably repay and come up with a total. If you aren't sure how to do all this, go online to search for loan calculators;
STEP NO. 2
Log onto the Internet. Basically, you are searching for an online company that either gives loans or can act on your behalf by finding other brokers that fund loans. Do not rush this step. Once you locate suitable brokers or loan companies take your time and read through all the documentation online. Find out about interest rates and other costs.
STEP NO. 3
Once you've identified the above, you are ready to begin your online application process. Do make sure that you've arrived at a secured site before offering any personal information in an online loan application.
Also, be prepared to send further documentation by mail or fax once you complete your application. You may even need to speak with someone on the phone, but once you've filled in your application, the rest is a breeze.