Mr. Cirino remarked, “Everyone is talking about the fiscal cliff, which is something of which none of us has control. What investors need to focus on is what they CAN control. These are things like having too much risk in their portfolio, not controlling annual investment fees, costs, and charges, as well as unnecessary taxation. The truth be known, these things are happening to most people year after year. People need a proven process to make better informed financial decisions. The new tax laws may or may not affect the average retiree substantially, but money falling through the cracks each and every year will. This annual depletion is what damages your net worth over and over”
Jeffrey Cirino is the Founder and Chief Planner of the Alpha Planning Team. He has 20 years’ experience in the insurance and securities industries. He is also a Chartered Financial Consultant. Alpha Planning is a financial services firm serving northeast Ohio and specializes in the needs of pre- and post-retirees. Founded in 1993, Jeffrey and his team have developed their business by reaching out, nurturing, and maintaining close, trusting relationships with each of their clients.
“Alpha Planning's mission is to preserve and grow our clients' wealth in the most tax-efficient manner, while providing reliable income streams that cannot be outlived,” said Mr. Cirino.
Learn more about Jeffrey Cirino at http://www.alphaplanning.org/