When homeowners find themselves facing foreclosure, it can sometimes be difficult to get out from under the weight of the pressure and stress. Homeowners who find themselves in this circumstance are often blind to the options that are available to them or do not know who to turn to for advise.
“For many homeowners who find themselves in danger of losing their home, especially when their home is now worth less than the amount they owe, don’t know that there are options which could save their credit scores from being destroyed a foreclosure or even worse a bankruptcy trying to avoid the embarrassment of a foreclosure, Default Advocates have developed many ways that allow struggling homeowners to keep their dignity,” says Rick Giese, associate broker with RE/MAX Advisors, in Southeastern Michigan.
“With options like the HARP 2.0 (and coming soon HARP 3 loan modifications and Government backed short sales,” said Rick “homeowners have a chance to better face the present and still have good options for the future.”
As a Default Advocate, Rick Giese and his team pay special attention to the options available to homeowners who find themselves in this situation. “These opportunities are changing everyday,” Rick Giese said, “but once a homeowner gets to foreclosure, they often believe it is too late to take advantage of them. Nothing could be further from the truth.”
A Default Advocate is knowledgeable of the entire landscape of foreclosure avoidance options to help point you in the right direction and is distinctly qualified to negotiate with banks and help struggling homeowners regain peace of mind and a sense of stability for the future.
Rick Giese has developed a website to show you the options that are available as of to day to help you avoid foreclosure. Rick’s site is accessible http://www.miforeclosurehelp.com/
there are reports and eBooks that provides an overview of the many foreclosure avoidance options that are available and provides instruction about how to take advantage of them.
Is Your Mortgage Currently In Default or Are You Concerned That It Soon Will Be?
It used to be that lenders would not even consider a loan modification or short sale if your payments were current, but not anymore. Realizing that other factors contribute to a potential default, many lenders are eager to head off future problems at the pass.
Many lenders no longer require that you be late on your payments however you must be able to convince them with your hardship letter and financial records that you're concerned about your ability to continue making payments.
Have You Fallen on Hard Times?
Have you experienced a job loss, cut back in work hours, divorce, death or any other challenge that is hampering your ability to make your monthly payments? You must be able to prove financial hardship. If you've answered yes to all of these questions, you're probably an ideal candidate for a real estate short sale.
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Thanks for reading this, Rick Giese.
Rick is a Real Estate Associate Broker at RE/MAX Advisors. Macomb, Oakland and Southern St Clair Counties Short Sales Realtor:
Phone: 1-800-274-5656. email@example.com.
Rick Giese specializes in loan modification assistance and short sales in the Macomb , Oakland and southern St Clair County Areas of Michigan. Macomb Loan Modification Help, Macomb Short Sale Help. Oakland Short Sale Help Macomb and Oakland County MI our services are offering sellers another option besides pre-foreclosure foreclosure or bankruptcy that can affect their credit for years. We are currently offering our services in the Richmond, Shelby Township, Macomb Township, Chesterfield Township, New Baltimore, Clinton Township, Sterling Heights, Mount Clemens (Mt Clemens) Fraser, Harrison Township, Warren, Roseville, St Clair Shores areas of Macomb County Michigan Madison Heights, Troy, Clawson, Royal Oak, Rochester, Rochester Hills, Berkley, Birmingham areas of Oakland County