We are Dedicated to Finding You a Home!

Jan. 5, 2013 - PRLog -- We Are Dedicated To Finding You A New Home

We are not realtors who are selling someone else’s homes, nor are we bankers or loan brokers who get paid to find you a loan. We’re actually the owner of several lovely homes which are available for purchase. Since we own the homes, many times (depending on your circumstances) we are willing to finance all or part of the purchase ourselves or lease option to you. All the normal rules concerning credit, rent ratio, and proof of income is thrown out the window. Since we own the homes, we can be very creative with the financing and structure it to fit your needs.

So, here’s what it comes down to. If you’re truly interested in buying a home of your own, we will give you several options after this article. If we have a home you like and you have something we can work with, you can be in a home in less than 30 days. If you have bad credit and no money – unfortunately we probably can’t help you. On the other hand, if you have some money but lost your credit, we can probably help you buy a home now. Please look at all the facts before you decide you can’t qualify.

Remember, we own the homes. We can do whatever you and we agree to make it work. You can’t imagine how many folks are now in a home of their own because they let us work our magic. Most thought they couldn’t qualify and could never buy a home. They were wrong! Keep reading to see some of our most frequently asked questions.

         You Have Damaged Credit, Can You Buy A Home?

Of course! You’ll be glad to learn that you actually can buy a home with damaged credit. In fact, it’s quite common. To do so requires a flexible seller who is willing to help finance part or all of your purchase price. We can not only finance you but we have a credit repair program to help you get your credit back.

         Is Your Debt Ratio Too High? Just How Much Home Can You Afford?

You may be surprised to learn how much of a home you can afford. Generally accepted standards say that your new house payment added to all of your other monthly payments, should not exceed about 45% of your gross income (that’s before income tax deductions), inclusive of you and your spouse. Keep in mind, that does not include items like insurance clothing, food, utilities, entertainment, etc. You should add only those times with fixed payments such as cars, furniture, credit cards, mortgage, student loans, etc. If an item does not show up on your credit report, it probably will not be counted against you as a debt. The advantage to you is we can accept debt ratios that exceed the norm.

         If You Can’t Easily Verify Your Income, What Options Are Available?

If you feel you can’t buy a home, because you can’t verify your income, think again. Some our happy customers felt the same way before contacting us, but they found themselves in the home of their dreams within 30 days.

         What About Our Lease Option Program?

Are you tired of making monthly rental payments? Think of all the money you’ve wasted in rent over the last few years. What do you have to show for it? Homeownership may seem to some people to be an impossible dream. Saving enough money for a down payment while paying rent or trying to secure a mortgage with a low paying job or bad credit history are only a few of the obstacles that make buying a home seem so difficult.

With our unique “Lease Option” program you can realize your dreams. The “Lease Option” program allows you to lease and occupy the home while at the same time building equity towards the sale price that we set the day you sign the “Lease Option” agreement. This way, you enjoy the pricing and value of ownership today even though you won’t actually purchase the home until later. Plus, you also know the work you do in the home will not be wasted when the lease is over. Best of all, through this program, while living in the home of your future, your also building up equity, improving your credit, and putting yourself in a position where home ownership is not only possible, but easy. You may also like to some repairs yourself in exchange for a reduced price on our work-for-equity program. This unique program truly makes homeownership a possibility for anyone with something to work with.

As promised!

We have many programs that will work for you. Call us today at 301-883-1019 and we will lay out all available options to you. OR visit us at https://webuyhousesdcmetro.com and fill out the short application. We will follow up immediately and show you all the properties you can choose from!