To maintain compliance with state and federal regulations, managed care and preferred provider agreements, as well as with billing and coding guidelines, chiropractors and other health professionals are not legally permitted to discount their fees for patients who don’t have insurance coverage. In order to provide affordable care for uninsured patients, Dr. Zuccala became the first Suffolk County, NY Chiropractor to partner with ChiroHealthUSA, a Discount Medical Plan Organization.
“Although many health insurance plans provide ample coverage for chiropractic care, I wanted to find a way to make chiropractic care affordable for all my patients,” said Dr. Nicholas Zuccala. “By becoming a provider with ChiroHealthUSA, I am now able to legally extend cash discounts to my uninsured and underinsured patients."
With an estimated 58 million Americans without either health insurance or a health savings plan, quality chiropractic care may present a financial burden for some Smithtown families. Under the terms of Dr. Zuccala's ChiroHealthUSA plan, patients are entitled to a 30% discount from Dr. Zuccala’s “usual customary and reasonable” (UCR) charges. There are additional discounts for the second and subsequent family members, making the plan even more affordable. Further, there is no waiting period to join, and no limits on choice of therapy or number of visits per year.
“ChiroHealthUSA is the best plan I’ve found to be able to offer our patients legal network- based discounts from our normal fees. Our patients can apply for membership right here in the office, and the annual membership fee covers a patient’s entire family, including parents over age 60 who live in the household,” said Dr. Zuccala.
“Our patients are thrilled with the network benefits available through our discount medical plan,” said Chris Smithwick, chiropractic assistant. “The plan makes it possible for them to receive quality chiropractic care at rates similar to many insurance copays. We are glad to be able to offer this affordable option to our uninsured patients.”