Sandy’s widespread damage means that future home buyers will be asking tough questions about whether your home was flooded or struck by falling trees. “You’ll want to be able to prove that your home was properly repaired afterwards,”
What’s more, if your home floods again and mold returns, your insurance company may question whether the mold was caused by the new event and not from Sandy. Without proof your home was mold-free after repairs were made, you may be told that the damage can’t be counted toward a new claim or that you have or met your policy limit.
To protect yourself, you should take the following actions, says Weitz.
· Test for mold prior to repairs so that it is removed, and test for mold after repairs are done.
· Make sure your mold inspector provides you with a detailed written report on its methodology and findings.
· Hire an independent testing company that does not do remediation to avoid any conflict of interest, and be sure the company uses certified microbial investigators. Your home is likely to be your single largest asset. Preserve its value through proper environmental inspection.
About RTK Environmental Group
Based in Stamford, and serving all of Connecticut, southern New York State, and northern New Jersey, RTK Environmental Group leads the field of environmental testing and consulting in mold, lead, asbestos, water, soil, radon and indoor air quality testing. RTK offers XRF paint inspections, water testing, air testing, risk assessments, project monitoring, clearance testing, abatement planning, and training. It has provided testing services to more than 20,000 commercial and residential customers, ranging from homeowners and real estate investors to medical centers and housing authorities and many others. Company professionals are certified, licensed, and fully insured. The public is invited to visit RTK’s Web site, www.rtkenvironmental.com, or call 1-800-392-6468.