When a person applies for personal loans after bankruptcy, he gets himself, unknowingly, into a never-ending circle of depression, bankruptcy and despair. The lenders, who loan money, take advantage of the fact that the person is in crisis and doesn't have good reputation so he can't turn to banks that are well-reputed. These unsecure loans are given on very high interest rate that is more than often, even greater than the initial money borrowed. The person, no matter how hard he works, fails to return the money in time and finds himself in another crisis.
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It is a very rare chance that you find a good way of utilizing the money that you have been given and then earn more money from it that can help you with everything else. The reason is a simple glance in your past. What was the reason that made you bankrupt? You couldn't manage stuff. So how is it possible that you can manage stuff now when you don't have a penny and you need to pay the interest rate too?
The solution to this problem is to not go any near to these attractive offers of getting personal loans after bankruptcy. Seek other ways that can help you in getting back at your feet.
You can start by selling your stuff. Take a peek in your closet and take out all the stuff that you can live without. Put up a yard sale and sell all the unnecessary items that you "thought" you could not live without. Use that money. It will look small to you but it would be yours, you would not need to worry about returning it or paying its interest rate. It would be "yours".
The next thing that can be done is to find a job. No matter how small you get paid, do that job. Nowadays, the internet has made it so easy to find a job. Just use your talent and find yourself a job.
In the end, stay determined and don't lose heart. Eating less and wearing same clothes every day is better than laying awake all night and thinking about ways to return the borrowed money and the loan associated to it.