CLUELESS ABOUT YOUR MONEY?
NEW FINANCIAL LITERACY GUIDE CAN HELP!
We all know the old adage “a penny saved is a penny earned.” But did you know that:
· College student debt in the U.S. is growing by an estimated $3,000 a second? [BusinessWeek (http://www.businessweek.com/
· The average consumer carries 4 credit cards, and average household maintains upwards of $6,500 in debt? [Business Insider (http://www.businessinsider.com/
· Over 40% of American families spend more than they earn? [Progressive Relief (http://www.progressiverelief.com/
With Americans of all ages, backgrounds and income levels taking on record levels of personal debt, it’s increasingly apparent that financial literacy is not a top-priority for most families.
Enter Keeping Up With The Jacksons: A Financial Management Guide for American Teens. An in-depth, comprehensive look at budgeting, salary vs. take-home pay and the ever-popular credit card, the latest instructional title from career coach Suzanne Kleinberg is a crash course in financial literacy for America’s debt-addled youth.
Praised by teachers, parents and finance professionals alike for its enlightening, no-nonsense approach to money management, Keeping Up With The Jacksons decodes the impact of taxes, how they vary in each state and the true cost of living in today’s America.
“Almost one-third of teens are already carrying debt with no ability or concept of repayment,” states Kleinberg. “Schools and parents haven’t taught these skills. Keeping Up With The Jacksons is not just relevant for them, but for anyone looking to take control of their finances – and life.”
Tackling the issues that most affect the newest generation of American spendthrifts, Keeping Up With The Jacksons addresses:
· How to create a realistic budget that you can stick to and not be scared of
· When to use cash, debit, credit – or none of them at all
· Avoiding fraud, identity theft, bad credit scores and high interest rates
· Selecting the best bank for yourself and your financial goals
· Turning small savings into big potential
· The who, what, where, when and how of paycheck deductions
· Knowing your rights as a consumer
Keeping Up With The Jacksons is available in paperback and e-book on Amazon.