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Online sites like CARLOAN2.com will help the borrowers find out relevant information on different types of subprime auto loan options available online including unemployed car loans with bad credit and the rates applicable on each one of them. Apart from this information the subprime borrowers can also get an idea about whether they can afford a particular loan or not by utilizing the car loan calculator available online. Getting a car loan with no job one must first determine how much one is willing to and capable of paying back on a monthly basis. However, placing some sort of security in lieu of the loan is also considered a safety measure by the lenders.