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Medical Malpractice Lawsuit Insurance Premiums

Recently, American Medical News reported that medical malpractice lawsuit insurance premiums have begun to soften but this is thought to be a temporary decline.

 
PRLog - Nov. 21, 2012 - CINCINNATI -- Recently, American Medical News reported that medical malpractice lawsuit insurance premiums have begun to soften but this is thought to be a temporary decline.  Overall, across the United States, medical malpractice lawsuit insurance premiums declined on average of about 3% over the past two years.  Additionally, medical malpractice insurance is more readily available than it was in the late 90s and in the early 2000s, when such coverage was difficult to obtain and was very expensive.

The cost to defend medical malpractice lawsuits has increased over the last three years, however, the awards have been smaller and the number of claims is less according to the National Practitioner Data Bank.  The author of this blog serves on a lawsuit claims committee for a national malpractice insurance company and can support these trends.

The reasons for this improvement in the medical malpractice lawsuit arena are unclear.  There are only a handful of states that have been able to pass significant tort reform legislation.  In two states, tort reform legislation was rescinded by the courts.  It is clearly in the best interest of patient access, and cost of care, that these trends continue.


Sources: http://www.donaldsaelinger.com/medical-malpractice-lawsui...

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