The State of Nevada requires that all registered vehicles carry minimum liability insurance requirements. These requirements are that every person has 15/30/10 policy liability limits on their Las Vegas car insurance. That coverage means that if someone were involved in an at fault accident, their Nevada insurance company would pay $15,000 of bodily injury coverage for one person, and $30,000 for the entire auto accident. There would also be up to $10,000 in property damage paid out.
The issue that arises from having low liability limits on a Nevada car insurance policy is that there is a chance of being under covered. In this instance, a person can end up being responsible for everything that exceeds the limits of liability that they are covered for.
Many vehicles cost more than $10,000 to repair. If someone were to hit a Lexus, Mercedes, BMW, etc… they would end up costing a lot more than what their liability limits offer.
In order to ensure that someone has adequate coverage on their Las Vegas auto insurance, they need to make look at their assets. A good question to ask oneself is if they can afford to pay for this accident out of pocket, or would it be wise to purchase more coverage.
Many people feel that they do not need to purchase higher liability limits on their Nevada auto insurance policies because they cannot afford to do so. There are many times that people can succeed and never get in an auto accident, but when they do get involved in one, they may have a lot of issues.
To ensure that someone is properly covered, they should contact one of the many Las Vegas insurance specialists at Nevada Docs Agency. These specialists are trained to make sure that everyone gets the best coverage for the best price. Since Nevada Docs Agency has access to multiple Nevada insurance carriers, people are always going to be able to save money on their Las Vegas car insurance policies. For more information, please go to www.nevadadocsagency.com.