Fast and secure payday loans services are not new to American consumers as many opt to take out a holiday loan for special occasions and vacations rather than using up their credit card. More and more Americans are cutting down on credit card debt and use it for extreme emergencies only rather than for leisure activities. And with Black Friday and Cyber Monday coming, these shoppers have learned their lesson from 2011. Check out this accurate analysis of TIME.COM about last year’s Black Friday credit card usage:
“Last year, 16% of Black Friday shoppers used their credit cards; this year, that number spiked to 27%. And while around 39% of shoppers last year admitted spending more than they planned because the deals were so good, 43% did so this year” reports Martha White of Time.Com Business in her article ‘Black Friday: $52 Billion for Stores, Big Credit Card Bills for Us’ that was published last Nov.29, 2011.
She also reports that according Britt Beemer, CEO of American Research Group, this means more Americans will start 2012 with debt, and they will most likely to circle around that debt within the first few months. And since many shoppers over used their credit card last year, they have learned a valuable lesson when it comes to the infamous Black Friday Shopping madness.
This is precisely why many Americans are choosing Black Friday loans to fund their shopping binge this coming 2012 Black Friday rush. Approximately 84% of consumers reported in a survey that this time around, they will try their best to stay within the money they have saved for the high ticket items they are planning to buy. But the big stores like Target, Best Buy and Amazon don’t hire expert market analysts to entice shoppers for nothing.
As days come near to the big day, retail stores are doing a daily release of super low doorbuster items that have such amazingly low discounts, people are persuaded to put those items on their shopping list even if it was not originally in their budget. HDTVs, Gaming consoles, home entertainment systems are just some examples of items that are priced so low, people are adding them to their list even if their budget wasn’t meant for it.
Their wise solution for this lack of budget is to avail of an express Black Friday loan instead of using their credit card. These pay day loans are easy to apply for and they can get their loans approved quickly and their interest rates are lower than credit cards. Cash advance payday loans are now also the choice for many Americans for holiday loans if they need more funds for an occasion, a trip or a birthday celebration. More people find these loans easier to pay for with their flexible and affordable rates compared to credit cards, and for Black Friday it’s the quickest solution to add more spending power.
One great website that offers this quick and secure service is holidayloanscash.com and as Black Friday draws near, the number of inquires and applications for a quick Black Friday loan are coming in by the hundreds. They offer low rates and a rapid assessment of a loan application so they can approve and send funds to a shopper before Thanksgiving.
This is another great service for excited Americans who want to add more items to their list but don’t want to add more debt to their credit cards. What consumers have learned in last year’s Black Friday credit card frenzy has opened to the door for them to enjoy this fast and affordable financial option.
Providing a secure and fast way to apply for an express payday loan, http://holidayloanscash.com/