The Texas VA loans are available to active-duty personnel, veterans, surviving spouses of persons who die while on duty or as a result of military service and certain reservists and National Guardsmen.
These loans offer 100 percent financing, which means that the loan doesn’t require any down payment, unlike most other loans. The interest rates of VA loans are also typically smaller, so veterans can save more money.
Georgetown Mortgage Bank is also offering Veterans Land Board (VLB) loans in Texas, a program enacted by the State Legislature under the Veterans Housing Assistance Program, that offers lower interest rates than normal loans and also may not require a down payment. This program allows veterans with disabilities to qualify for an even lower interest rate.
“We’re proud to be able to help the people who have fought to protect our rights and the rights of others around the world,” said Kristi France, a loan originator with Georgetown Mortgage Bank. “The VA loans we offer are a great opportunity for veterans and soldiers in Texas to purchase a home without wiping out their savings on a down payment.”
Unlike bigger banks, Georgetown Mortgage Bank assigns a personal loan originator to each borrower who can help navigate the process and find the best loan for that borrower’s unique situation.
About Georgetown Mortgage Bank
Georgetown Mortgage Bank is a full-service mortgage bank in Georgetown, Texas. The bank provides home mortgages, refinances, construction loans and reverse mortgages to people across the state of Texas. Georgetown Mortgage Bank aims to find the best mortgage solutions for its clients through the guidance of a personal loan consultant who works with the customer from beginning to end of the mortgage process. Although Georgetown Mortgage Bank offers big bank products and services, its consultants pride themselves on offering the friendly service of a local bank.
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