Debthelper.com has Expanded its Housing Counseling Program to Massachusetts

Nov. 9, 2012 - PRLog -- Credit Card Management Services, Inc. Debthelper.com has expanded its housing counseling program to the State of Massachusetts becoming a HUD Approved Multi-State Organization. Debthelper.com operates from West Palm Beach, Florida; Clewiston, Florida; Las Vegas, Nevada and Dorchester, Massachusetts.

Debthelper’s housing program supports the delivery of a wide variety of housing counseling services to homebuyers, homeowners and low- to moderate- income renters. The primary objectives of the Debthelper.com program are to improve financial literacy, expand homeownership opportunities, improve access to affordable housing and preserve homeownership.

Debthelper.com Counselors provide guidance and advice to help families and individuals improve their housing conditions and meet the responsibilities of tenancy and homeownership. Additionally, Debthelper.com counselors may provide counseling services to homeowners to prevent or resolve mortgage delinquency, default, and foreclosure, with the primary objective to preserve homeownership. Debthelper Counselors provide guidance and advice to help families and individuals meet the responsibilities of homeownership and modify or refinance their loans.

Debthelper.com Counselors also help borrowers avoid inflated appraisals, unreasonably high interest rates, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and eventually foreclosure. Debthelper.com Counselors can also assist homeowners with inquiries related to mortgage scams, and reporting instances of potential mortgage scam victimization.

Finally, Debthelper.com programs provide Reverse Mortgage Counseling to senior homeowners who seek to convert equity in their homes into income that can be used to pay for home improvements, medical costs, living expenses, or other expenses.

Credit Card Management Services, Inc. Counselors are certified by either NeighborWorks America, the Center of Financial Certification (CFC) and/or are Exam-Qualified in the HUD-HECM Network.

Credit Card Management Services, Inc. Dba Debthelper.com is A+ rated with the Southeast Florida Better Business Bureau. Debthelper.com adheres to the organization's high standards of ethical business behavior.

Credit Card Management Services, Inc. Dba Debthelper.com is an endorser and adopter of the National Industry Standards for Homeownership Education and Counseling. The National Industry Standards for Homeownership Education and Counseling are a set of guidelines for quality homeownership and counseling services. Industry professionals who adopt these standards can be trusted to provide consistent, high quality advice.