Don't rush to your psychic. Dr. Taffy Wagner’s book, “How to Get Business Credit: For the Entrepreneur”
Readers will discover not only how to establish good business credit scores, but how to establish credit without using your social security number. Often times new business owners will be asked for their social security number on a credit application. Basically, this makes the application a personal loan instead of a business loan. Dr. Wagner also answers the question whether or not you can get business credit if your personal credit is bad and much more.
According to Dun & Bradstreet and Inc. Magazine, 33% of all new businesses fail
within the first six months. 50% of new businesses fail within their first two years of operation and 75% fail within the first three years. One of those reasons is due to underfunding as well as a failure to pay attention to cash flow.
Dr. Wagner says, “There is no time like the present as an entrepreneur to position your business for growth than in the beginning. You may as well set your business up to have a good business credit report which will make it easier to gain even more credit in the long term. Having business credit can make the difference between comfortably growing someone’s business or having to close the doors due to a lack of capital”.
“How to Get Business Credit: For the Entrepreneur”
About Dr. Taffy Wagner, CEPF®, CCRR®
Dr. Taffy Wagner is a Certified Educator in Personal Finances, Certified Credit Report Reviewer, Money and Marriage Advocate/Expert and an Ordained Minister. She is also the author of Amazon.com Bestsellers Bride and Groom Money Talk FAQ, Debt Dilemma and Home buyer's Helper (How to Have and Hold on to your House). She is a veteran of the United States Armed Forces. Dr. Wagner resides in the metro Denver area with her husband, Eric and their twins, Erica and Cody. Wagner may be contacted at firstname.lastname@example.org .