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Other solutions to how to fix your credit after bankruptcy are to remember that a bankruptcy stays on one’s credit report for up to 10 years, so be patient; eventually a better rating sill start to show up. Keep working on becoming current on old debts, making arrangements to repay defaulted debts, and paying all bills each month in full and on time. A credit report takes three things into consideration regarding bad credit: how recent the data is, the severity of the negative activity, and the frequency of it. Try to get positive credit activity to replace the most recent bad activity to help improve the overall credit score.
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There is no particular best way to rebuild credit after bankruptcy, but there are other ideas that can help. Applying for a small loan a year or two after the bankruptcy has been discharged is one possibility. Employing a credit repair service may also be a good choice, but be sure to investigate the fees they charge for their help, as they can sometimes be prohibitive. Know exactly what the limits are on any new credit cards post-bankruptcy and stay well below them. For any remaining questions or concerns about credit repair after bankruptcy, Credit-yogi is always available to provide answers, with excellent, knowledgeable customer representatives there 24 hours a day.