Amity Insurance provides tips for hiring subcontractors

Oct. 11, 2012 - PRLog -- Subcontractors ultimately represent the contractor and his/her company.  When customers complain, they will likely name the company and not the individual subcontractor.  Plus, the contractor is responsible for everything the subcontractor does, so prior to hiring a subcontractor:

Ask to see proof of insurance:  The subcontractor should provide a certificate of insurance.  If the project will exceed a year, make note of the policy’s expiration date and when that date arrives, ask to see the new certificate.  Also, be sure the individual and his/her staff is insured for workman’s compensation and liability.

Verify degree:  It is wise to hire a subcontractor who has been properly trained; ask to see a degree.  Take note that he/she should also have a minimum of four years of experience working as a foreman.

Verify licensing:  Each state maintains its own rules for licensing and verification so become acquainted with individual state procedures and check local laws.  

Ask for references:  Request a minimum of three current references that can be contacted directly.  It is also wise to view samples of the subcontractor’s previous work.

Draw up a written contract:  This document should include what the contractor expects of the subcontractor and his/her staff.  It should also include a rate of pay, who will be responsible for mistakes and who is responsible for other various tasks.  It is also important to make sure the subcontractor is willing to make repairs or changes after the job is completed.

Tour the site together:  When doing this, make sure the subcontractor knows what must be done, how to get the job done and who is in charge of various tasks.  There should be no guesswork once the job begins.

Make communication a priority:  The subcontractor should be easy to contact and talk to, with communication open and accessible.

During the project:

Keep communication with customers open:  It is important that clients bring any concerns or questions directly to the contractor.  Messages can become lost in the network if passed along to the subcontractor and crew, so make sure the customers has all your current contact information.

Maintain a comprehensive file for subs:  Keep track of all conversations and transactions, including emails, notes, calls, fact-to-face conversations, licenses, certificates and receipts.

After the project:

Conduct a final inspection:  Walk through the construction site to ensure the job was completed in a satisfactory manner.  Bring a checklist with items that can be marked off as they are verified.  Make note of any repairs or changes that must be completed.


About Amity Insurance
Amity Insurance Agency, Inc. is a full-service agency dedicated to meeting your business, professional and personal insurance needs.

Amity Insurance is licensed in most states. The agency maintains headquarters at 500 Victory Road, North Quincy 02171.  For information on products or services, please visit www.amityinsurance.com or call (800) 940-4010 to schedule a free analysis of insurance needs.