Mortgage Advice - Buying A Home or Refinancing

Sept. 10, 2012 - PRLog -- Joshua Bucio is a Sr. Mortgage Advisor and has completed a "remodel" of his well-known Mortgage Advice site.  The new update is filled with valuable content for home buyers or homeowners looking to refinance into a lower rate or term.  There is also a blog that posts weekly advice, so new mortgage advice is always being shared.

Here are some of the great topics that peole can learn:

When Does It Make Sense To Refinance?
This can be a difficult question to answer for homeowners looking to refinance.  Interest rates are at historic lows, but some homeowners don't know when it makes sense.  You will learn more about when it makes sense for your situation.

First Time Home Buyer Programs
First time buyers have many great programs to choose from.  Each program has their own benefits, so one program may be better for one first time buyer than the other.  A couple of the programs don't require a down payment.

The New HARP 2.0 Refinance Program
Homeowners that have little equity, no equity or are completely underwater on their mortgage can now refinance.  In the recent past, homeowners couldn't refinance, because the current value of their home decreased and prevented them from lowering their interest rate.  This program is exactly what these homeoweners need.

Wholesale Mortgage Rate
There is a difference in retail interest rates and wholesale interest rates.  Understanding how to get wholesale interest rates will save you tens of thousands in interest in the long term.

These topics, amoung others, can be learned and shared at http://www.genuinemortgageadvice.com