Frank Hursh, owner of Katy, TX based Insurance Agency Texas said these steps will help lower premiums for home owner policies, auto insurance, boat, farm, motorcycle, marine or any other types of insurance.
“These steps are so simple it amazes me that more Texans are not taking advantage of them. If they realize how much money they could be saving every month, they will follow them immediately,”
Frank Hursh has been in the Texas insurance business for over two decades.
He said the first thing residents need to do is maximize their discounts.
“That is the first thing they must do. Residents need to make sure they are getting all the discounts they are entitled to. Most people do not pay attention or ask questions. They just assume they are getting the best deal. They may not and unless they ask questions, they may be leaving money on the table,” Hursh said.
He added that there are available discounts based on age, profession, academic performance for teenagers and many more. "Most insurance companies are happy to give you these discounts if you qualify for them but sometimes, you have to ask," he added.
Hursh advised residents to buy multiple insurance policies from the same carrier to receive additional discounts.
“That alone can knock up to 20% off your monthly premium, just by adding two or more policies with the same provider. Combining your auto insurance with your homeowner, motorcycle, farm or business insurance is a good way to lower your premium,” Hursh said.
He said other ways to reduce policy premiums include Good Driver Discount, Professional Discount, renewing insurance policy, not letting policy to lapse, installing anti-theft devices in the cars, buying cars with air bags, and taking fire and theft prevention measures in the home.
“Not only are these steps smart to begin with, doing these things will also help lower your monthly premium and save you some money,” Hursh added.
Insurance Agency Texas is available toll-free at 1-877-952-1010 or 281-398-1010. We can also be reached through the website at http://www.insuranceagencytexas.com/
About Insurance Agency Texas
http://insuranceagencytexas.com - Insurance Agency Texas specializes in homeowner insurance, auto insurance, boat, motorcycle insurance, farm, recreation, flood and business insurance. Call us at 281.398.1010 for complete details.