Although the driver had auto insurance, he did not have umbrella coverage. Umbrella coverage provides more protection for the insurance holder than primary coverage or even excess coverage. When the costs from an accident are higher than the primary coverage limit, umbrella coverage kicks in, protecting the insured’s assets and income. The plaintiff, whose insurance plan included underinsured motorists coverage, obtained $100,000 from her insurance company.
Attorneys Geoffrey Meyerkord and Joseph Klenofsky conducted a thorough investigation. Both the driver and his wife signed an affidavit stating their lack of umbrella or excess coverage. In addition to an asset check, the St. Louis personal injury attorney stated, “We did our due diligence and left no stone unturned.” He also emphasized the importance of underinsured motorists coverage. They were able to reach a settlement with the driver’s insurance company without the driver hiring an attorney. Safeco, the driver’s insurance company, paid the $250,000. State Farm, the insurance company of the plaintiff, paid the additional $100,000.
Meyerkord & Meyerkord is consistently ranked among the most respected firms in the nation. The St. Louis personal injury attorneys have been awarded the prestigious Super Lawyers® distinction, honored by AVVO as a Top Personal Injury Attorney, and named one of the Top 100 Trial Lawyers in America by the American Trial Lawyers Association. They are members of the Million Dollar Advocates Forum® and the Top Trial Lawyers in America®. Learn more about the firm by visiting their website at http://www.StLouis-
