“We realize that it’s very confusing to research all of the different types of policies,” said CEO Ed Harris. “We’ve completely simplified the process, so that our website visitors can easily view free quotes and purchase coverage. If they want a live experienced broker’s help, it’s just a click or call away.”
In 2014, when many provisions of “The Affordable Care Act” become effective, individuals and families may purchase their medical coverage through state “Exchanges.”
“We’ll be ready for the Exchange,” Harris said. “Our website has helped tens of thousands of residents of the state find affordable coverage and that won’t change. We’ll still provide the lowest available rates from the best insurers and continue to provide free guidance and unbiased support. And of course, applying for the best health insurance in Ohio will be very easy for folks that use Ohioquotes.com.”
The process begins when a visitor to the website provides very basic information such as their zip code and age. No medical questions are asked, financial or billing details are not needed and the information provided by consumers is never shared or sold. Immediately (within 5-10 seconds), affordable Ohio rates are shown from the best companies such as Humana, Aetna, Anthem Blue Cross, UnitedHealthcare and Medical Mutual.
Customers can apply for immediate coverage for a wide variety of benefits such as comprehensive copay, high-deductible catastrophic/
If the Ohio Health Exchange is established, all available policies will be compliant.
Most of the best health insurance plans in Ohio are underwritten. An underwritten policy will typically not require any physical from the applicant. Medical questions must be answered to qualify for the lowest rates. For applicants that are uninsurable, a “Risk Pool” is available which offers guaranteed enrollment if specific conditions are met.