According to the Aviva Times of Our Lives study the answer is 35.
By the time we reach that age many of us will have notched up most of life’s milestones. We will be at the peak of our career, be settled in a relationship, have a child and started paying a mortgage.
The down side is 35 is also the age when we really start to worry about the future, unexpected expenses or being made redundant. The present is good but we are less than optimistic about the future.
With a mortgage to pay and the financial and emotional burdens of bringing up children we have plenty on our plate.
Fast forward 30 years and the 65-year-olds who responded to the survey felt optimistic. They had achieved most, dealt with money worries and had quite secure finances although they felt £23 extra a month would make all the difference.
Young adults between 18-24 are highly driven and also feel optimistic about life but they are not content.
Of course getting older isn’t as rosy for everyone. If your health fails life can take a very different turn.
Many older people are able to retain their independence and remain in their own home with minimal support from careers and aids and adoptions to make life easier.
Most of us would do anything to avoid the heart-wrenching decision to leave the place we know and love; the place we know where everything is, the repository of years of memories.
If you need grab rails to help negotiate the steps to the garden or a personal alarm to use in the event of a fall help is at hand. Thanks to the internet it is easy to search for those simply gadgets which can transform lives. If you have problems getting in and out of the bath, a common problem for the elderly and those with disabilities, simply Google bath lifts in Essex, Edinburgh or Eastbourne and you’ll be spoilt for choice.
There is a huge range of aids available including walking sticks, grab rails, chairs, panic alarms, specially adapted showers and kitchen gadgets.
With a little help you will be able to be content in your retirement years.