In all Canadian jurisdictions, a garnishment process is available to creditors who have obtained a money judgment in the appropriate court; in some of those jurisdictions, garnishment is also permitted in certain instances before judgment. Though the process varies from province to province, generally speaking, in order to garnish, there must be a debt due or accruing due. For these purposes, the term "debt" is most commonly used to describe an obligation to pay a sum certain or a sum readily reducible to a certainty. The obligation may or may not depend on an express or implied contract.
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