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Creditinfo Malta New Credit Report

The Creditinfo Credit Report includes, - Name, Address, Registration Number - Company Activities - Management and Ownership - Known Defaults - Financial Highlights - Shareholder Percentage - Subsidiaries - Risk Indicator

July 10, 2012 - PRLog -- What are Creditinfo Credit Reports Used For?
The Creditinfo Credit Reports are to be used as tool in lending decisions. They provide the basic information required to aid a creditor to open or extend credit to a prospective or existing client.  Credit Reports may also, therefore, be used as a tool to increase sales.  Creditinfo Credit Reports do not cover consumers or sole traders.

What does a Creditinfo Credit Report contain?
Creditinfo Credit Reports contain information on companies obtained from official sources, in order words, filed information, such as, date of registration and number, registered address, available telephone and fax numbers, available web site and email address, available vat number, the latest directors and shareholders, company secretaries, capital structure, activities and the latest three years financials on which is based the Financial Strength Indicator and the suggested Credit Limit.

What are Financial Strength Indicator and suggested Credit Limit?

It is easier for creditor to refer to the Financial Strength Indicator and suggested Credit Limit than to sift through the report manually, reaching decisions much more quickly and reducing problems from discrimination.  However, the Financial Strength Indicator and Credit Limit are only to be considered as guidelines since, besides other current considerations, both are based on the latest financial statement filed, which, on average, is about one to two years old.

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Source:Creditinfo Malta
Industry:Credit Reference Agency
Tags:Credit Report
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