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Whether you have a financial emergency or simply need cash to pay your rent, utilities, fix your car or purchase subsistence supplies, a short term loan may be your best answer.
So where can you get a short term loan?
If you have good or excellent credit and have a substantial asset such as a house, your loan sources are infinite. You can get a loan through your local bank, credit union or even get a home equity loan.
What If I have bad credit and no assets?
Your best bet is a cash advance loan with a no credit check feature. This means that the lender will not check your credit so it doesn't matter how low your credit score is. An added benefit when shopping for a cash advance loan is to take advantage of no-faxing lenders, when the option is offered. No-faxing means that you can complete your loan application online without having to fax any documents.
How do I qualify for a short term loan?
Many creditors have minimum application requirements, one of them being the amount of money you earn on a monthly basis. This amount usually has to be $1000 or more. In addition, some lenders require that you be a citizen of the United States. All applicants must be 18 years or older to qualify.
How much money can I get?
You can usually get between $500 to $1000, based on how much money you make. Your earning ability is an indication of whether you can repay your loan. Most short term loans are repayable in 14 days, however the repayment term can be extended with your creditor's permission.
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