iCreditscore is a free app designed to give an anonymous expert credit risk assessment of the users credit worthiness. It asks the user to input key risk factor data and then computes a % score giving feedback on the chances of obtaining credit and where the user would typically lose ‘points’. All this without going to a credit bureau, it relies solely on the users keyed data, so there will be no harm to the users credit file. By using this approach the user can also identify if there are any key data issues with their credit file that is harming their ability to obtain credit.
A recent Treasury select committee review on credit searches calls for credit industry to supply credit reviews without harming a customer’s credit file and this was a key reason for the development of the app.
The app was built by a team of highly experienced statistical risk model developers with over 100 years experience (see www.RCalc.co.uk)
For information email icreditscore@