Financial Advisor Joel Johnson Unveils How To Avoid Overpaying For Life Insurance

Financial Advisor Joel Johnson, CFP® informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.
 
April 13, 2012 - PRLog -- Wethersfield, CT –Financial Advisor Joel Johnson, CFP® informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Joel Johnson, Partner at Johnson Brunetti. “This reduction could be even higher depending on when your policy was put in place.”

Johnson informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Johnson. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Joel Johnson can help, please visit www.johnsonbrunetti.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Joel Johnson:

Joel Johnson has been in the financial services industry for over 22 years.  He is a Certified Financial Planner®, and will celebrate his 23rd year in finance this coming July.
Johnson speaks to retirees and pre-retirees at seminars, and also at national conventions where other firms, not potential clients, look at Johnson Brunetti as a model of excellence, one that should be followed and learned from.

Joel also educates seniors and pre-retirees through his weekly radio program every Sunday morning at 8:30 a.m. on WTIC Newstalk1080 in Connecticut.

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