The domestic debit processing solutions industry is composed of a surprisingly stable group of organizations. With all the new entrants in the "pay-now" market, this report pinpoints the real differences between a debit account and debit processing. The impact of regulatory changes, the economic recession, and rapidly expanding payment innovations has propelled these organizations into a faster product development cycle to better align with the dynamic needs of their retail financial services customers.
"The pressure that debit issuers are under in the United States has caused changes in the way they approach solution assessments as well as the valuation they place on the solution vendors' ability not simply to provide safe, reliable, secure processing services but also to guide them along the unclear paths presented by emerging products like mobile payments and EMV...," comments Patricia Hewitt, Director of Mercator Advisory Group's Debit Advisory Service.
Major highlights of this report include:
A profile of each processing solution, including core and enhanced service descriptions
An analysis of criteria issuers are using to select debit solution providers in the current market environment
Investments debit processing solution developers are making to support next generation payment forms and EMV
A review of aggregated findings based on first person interviews with leading debit processing solution providers
This report is 34 pages long and has 15 exhibits.
Companies mentioned in this report include: ACI, CO-OP, First Data, FIS, Fiserv, Jack Henry, MasterCard, TSYS, Vantiv, and Visa.
Members of Mercator Advisory Group's Debit Advisory Service have access to this report as well as the upcoming research for the year ahead, presentations, analyst access and other membership benefits.
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About Mercator Advisory Group
Mercator Advisory Group is the leading, independent research and advisory services firm exclusively focused on the payments and banking industries. We deliver pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our clients range from the world's largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online payments and banking news and information portal PaymentsJournal.com.