Many people with bad credit scores believe that their financial life is over and there is no hope of fixing the damage that has been done. I can tell you that your situation is far from unfixable. I know people that have had $50,000 in credit card debt, and were able to bring that balance down to zero with just the proper use of techniques that you can find on our website. The way to psychologically get of your credit repairing phobia is to keep in mind that odds are there is someone in America that has more debt, and bad credit than you. And if you can’t find some in America that has more debt and bad credit than yourself, then we can probably arrange a flight to one of the countries in the Euro zone.
The first step in tackling your credit problems would be to order copies of your credit report from all 3 credit agencies. You may find that they are reporting different information,, this should raise a red flag and me documented. If you are unorganized, I recommend using an excel spreadsheet to keep track of what letters, and to what credit agencies you are disputing the information. If you’re so organized and don’t need methods then you shouldn’t even be reading this, your bank account should be in the black. For all my bull riding credit repair genius that like my excel method, but are unable to use the program go to www.capitalcreditadvisor.com and you will find a template of the credit repair excel sheet.