Optima Restore - A Unique Health Product by Apollo Munich Health Insurance Company

Jan. 23, 2012 - PRLog -- Apollo Munich, a standalone health insurance company is believed to be one of the best insurers in India. It assures quality health care for people, relieving them from the worries of medical bills. Working under the expert guidance of its two partners, Apollo Group of Hospitals and Munich Re, it maintains a reputable status in its field.
The company works towards the betterment of people. To improve the health conditions of people, it has formulated comprehensive health insurance plans. In a process of demystifying health insurance for people, it promises the customers to take out the fear from faces, jargon from words, bitter from medicines and trouble from treatment.

By analyzing the needs of people, the company designs products that can be of utmost use to people. To fulfill this requirement, lately it has emerged with a novel health product, Optima Restore. It is a plan that has been designed to make people avail of health care with certain unique, never-before benefits. This plan genuinely cares for you and thus provides unbelievable healthcare benefits.

Optima Restore is a plan that includes the features of cashless medical care, quick claim settlement and lifetime renewal. You can enjoy all these advantages for extended time period as the policy can be renewed for a lifetime. In addition to this there are other innovative features that make it stand out from other health policies. Besides providing a financial assistance during the health care need, the plan offers the benefit of reinstating the basic sum insured if you had exhausted it during the course of a health treatment. This is the Restore benefit. It gives an answer to the problem that people face when they encounter any other health ailment. Having used the insurance amount once, this plan reinstates the complete sum insured without any extra charges. This benefit is first of its kind. It has been included to give a more beneficial offer to people.

It is a plan that offers a claim bonus if the insured does make a claim. For the first claim free year, the bonus comes as a 50% increase of basic sum insured. However it extends to a 100% increase of the insurance amount in the second claim free year. This makes the policy differ from other health products, as this Multiplier benefit doubles the health cover in two years, without paying a single penny extra. It emerges as a comprehensive and beneficial health cover to make medical care easy.

Apollo Munich always plans for the better health care facilities for people. It designs policies with some unique features. Every individual wants to buy the health product that can provide him/ her appropriate coverage at reasonable price. Apollo Munich understands this need of people and proposes various affordable health insurance policies. People from different income groups can find the plan that suits their health need and fit into the size of their pocket. They serve the people with wide coverage benefits at easily affordable costs. Also it keeps imbibing innovative features to make the plans more beneficial.

Working with genuine efforts it looks after the healthcare of all. It simplifies health insurance through its readily accessible and affordable policies. Once again it has come up with a plan that builds upon certain unique features that are unparalleled across the health insurance market.  

For More Details  - http://www.apollomunichinsurance.com

Besides this the policy takes care that the insured receive the quick claim payment. Also he/ she can enjoy the service of no sublimit on room rent. This takes care of additional expenses that stand as a peril towards the quality medical care.

Apollo Munich plans are created as per the changing health needs of people. Also it aims at covering maximum number of people to relieve them from fiscal worries of medical bills. It has formulated various health plans that can guaranty the quality health services at affordable prices. It also entitles the insured to the tax benefit. You can select the plan that can offer you best coverage. The individual can opt for an individual health plan or a family health cover. Plan like Optima Restore gives this option as well. They are available for individual as well as family. As a floater plan it can give comprehensive coverage to complete family.

By opting for this plan you can even get a discount offered as per the policy terms and conditions. Thus Optima Restore makes itself a truly unique plan by weaving along several amazing features.

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Apollo Munich, a pure Health Insurance Company, is a joint venture between the Apollo Group of Hospitals and Munich Health. Apollo Munich brings a comprehensive range of health insurance, travel and accidental plans to satisfy the health requirements of the people in India.