The Public Adjusters Explain The Role Of Public Adjusters In Property Insurance Claims

Dec. 26, 2011 - PRLog -- The Public Adjusters understand that questions exist regarding the role and purpose for state-licensed public insurance adjusters, and provide policy holders across the state with a layman understanding of the profession.  

A public adjuster is an expert of property loss adjustment who is retained by policyholders to assist in preparing, filing and adjusting insurance claims.  A public adjuster is an insurance adjuster who is state-licensed and is employed exclusively by a policyholder who has sustained an insured loss. These professionals manage the claim, working closely with the insured to provide an equitable and just settlement.  
Public adjusters uphold the rights of the insured as they pertain to residential or commercial property damage claims. Experts in loss adjustments, they  help you prepare, file and adjust your insurance claims.

The Public Adjusters Explain Which Types of Claims a public adjuster Can Help With
Residential or business losses a Public Adjuster can assist with include:

•   Flood
•   Collapse
•   Fire
•   Explosion   
•   Hurricane and Wind Damage
•   Riot and Civil Commotion
•   Smoke Damage
•   Vandalism and Theft

Often, commercial claims can trigger additional losses for businesses.   An experienced and reputable public adjuster can effectively process the following types of commercial claims:

•   Business Interruption
•   Builders' Risk
•   Leasehold Interest   
•   Mechanical and Electrical Breakdown
•   Extra and Expediting Expense

The Public Adjusters Explain Why Every Property Owner Needs a public adjuster
An experienced, reputable and skilled public adjuster is an expert at understanding and analyzing your insurance policy, accurately and thoroughly estimating the scope of your damage, applying all your policy provisions and negotiating  a maximized settlement for YOU based upon all those factors, in the most timely and effective manner. A public adjuster is the only type of adjuster (among company and independent adjusters) licensed by the Department of Insurance to represent the insured, not the insurance company.

“Most homeowners and business owners do not know that help is available in the event of a property loss,” said Jane Delo, V. P. of Operations of The Public Adjusters, a public adjuster firm based out of Tampa and Houston. “An experienced public adjuster should ensure an efficient claim process and the most favorable outcome for the insured, not the insurance company.”


The Public Adjusters / Insurance Claim Consultants Inc. is a public insurance adjusting firm licensed in 11 states throughout the United States.  The firm works exclusively for the policyholder, ensuring maximum settlement amounts are paid based upon the damage and policy provisions unique to each insurance claim. With over three decades of winning experience and more than 10,000 clients served, the Tampa-based firm of public loss adjusters and insurance consultants  specialize in loss assessment adjusting for home and business owners that suffer property loss from hurricane damage, tornado damage, fire and smoke damage, water loss damage, sinkholes, flood damage, hidden decay and business interruption claims. Acting as an ally and personal advocate for its clients during the claims process, The Public Adjusters has negotiated hundreds of millions of dollars- including tens of millions in increased settlements- on behalf of property owners and managers. The firm of independent public loss adjusters boasts a 100% success rate in the re-opening of property insurance claims and has obtained settlements higher than 500% of the insurance company’s original offer. Company principle, Ronald Delo, is considered an industry- expert in property insurance lending his voice and expertise to numerous media outlets such as CNN, NBC and ABC, The New York Times and other media outlets to discuss property insurance issues and topics.