Because this has been ill-advertised, many people are paying for the fees themselves. Sometimes, these fees are hefty (£500 a week) and families may need to sell their homes just to afford the payments for their relative in care. Anyone in care or paying for someone’s care must recognise the need to review your medical bill arrangements, and where necessary seek expert financial advice to be sure that you are not paying what the NHS should be covering for you.
Some companies, like Cheselden, can help people to work out whether they should have qualified for continuing care and then assist them in claiming back any wrongly paid care fees to date. In some cases, you may be partly eligible. This means some costs will be covered, with the rest being funded by yourself. Companies can help you to figure out how best to raise these funds and what steps need to be made in order for you to stay financially stable.
For those people that are partly or fully eligible and have been paying their care fees themselves already, a rebate may be possible. Cheselden can help you to win back this money by conducting all of the necessary paperwork for you and acting on your behalf. They have onsite clinical experts and exceptional working relationships with Primary Care Trusts (PCTs); the organisation that is responsible for Continuing Care assessments.
The important thing is not to panic, but indeed to act quickly. The sooner you seek expert advice, the quicker you can manage and control your financial situation to secure the best possible care for your elderly relative with all of their bills accounted for.
Depending on where you live, Primary Care Trusts work differently and the process of claiming back your fees may differ. Experts who are trained in this kind of legal and complex work will be able to help, advise and guide you on the best course of action as well as handle your entire claim from start to finish, ensuring that you and your elderly relative receive the help you deserve.