Les R. Kramsky, Esq. is one of the most widely recognized leaders in the mortgage, title insurance and real estate industries. In the past Mr. Kramsky has served as the General Counsel to large real estate developers, real estate agencies and title insurance companies. In addition, Mr. Kramsky has been a partner in private practice for over twenty (20) years specializing in real estate, mortgage banking, finance, contracts, leases, labor law, corporate law as well as the general practice of law.
In a recent interview, Mr. Kramsky stated "that I am surprised, but honored with this recognition especially since I was voted for by my colleagues."
Les Kramsky is an accomplished mortgage and real estate executive and attorney who knows how to run an organization, analyze real estate transactions and get all departments to function efficiently. Mr. Kramsky is an expert manager who teaches staff how to structure deals creatively, solve complex problems, and close difficult transactions. Les Kramsky employs strong legal knowledge including Federal, New York, and New Jersey laws to help resolve difficult issues. Mr. Kramsky is a recognized authority on mortgage and real estate matters and has been quoted in media outlets such as The Wall Street Journal, Corporate Counsel Magazine and WCBS Radio.
Les Kramsky has managed all operations and financial systems of annual loan originations. Mr. Kramsky has obtained mortgage loans for various clients and has counseled clients on applicable mortgage products, qualification procedures, and credit issues. Mr. Kramsky handles all legal and regulatory matters and oversees administrative staff, processors and compliance officer. In addition, Mr. Kramsky has strong knowledge of Fannie Mae and Freddie Mac underwriting guidelines and requirements as well as those from a number of large portfolio lenders.
Mr. Kramsky has unique expertise in title insurance, legal matters surrounding documentation, closing issues and complicated situations involving cooperative apartments. Mr. Kramsky has years of experience with complicated federal laws relating to the mortgage industry including RESPA, TILA, Fair Credit Reporting Act, ECOA, and Gramm-Leach as well as State regulatory and compliance laws.