Should you go for Loan Modification process by yourself or should you hire a professional loan mod attorney who can do it for you? Well, in my opinion you should do it yourself rather than hiring professional so called expert. This is because the loan modification attorney will charge you literally thousands of dollars (Anywhere between $2500-$10,000 in the area) for preparing those documents and paperwork which you can prepare by yourself in less than 60 minutes if you have the loan modification workbook on your hand.
In fact, I have personally prepared all of my documents by myself by following the step by step instructions given in the loan mod workbook and you can also do the same. So I will give 100% to the loan modification workbook and 50% to the loan mod attorney. Why to spend thousands of dollars when you are already in financial trouble?
Many of my friends argue with me that, “But the loan mod attorneys are professional people so it will increase my chances of getting approved for the loan modification process.”
Well, this is a Myth. The Truth is that your chances of getting approved for the loan modification process are equally same weather you go by yourself or via some expert. This is because only one person can approve or reject you for the loan mod program and that is your lender. Than why to involve the third person between you and your lender and make the things more complicated?
In fact, many of my neighbors and Friends who spent thousands of dollars behind loan mod attorneys still get rejected by their lenders, and end up in foreclosure. So there is no guarantee that you will surely get approved by your lender if you go through attorney or so called expert.
The Best way to apply and get yourself approved for a loan modification program is to – Do it yourself. Believe me, with less than an hour’s work you can get approved for a loan modification, and save thousands of dollars of your money.
If the loan Modification does not work out for you we can also help you with a Short Sale all costs and fees are paid by your mortgage company. Click here www.miloanmodhelpdesk.com to see if you qualify
Thanks for reading, Rick Giese.
Rick Giese is a real estate associate broker at RE/MAX Advisors.
Phone Toll Free: 1-800-274-5656. Email: Rick@RickGiese.com
Rick Giese specializes in loan modification assistance and short sales in the , and southern St Clair County Areas of . Loan Modification Help, Short Sale Help. Oakland Short Sale Help Macomb and our services are offering sellers another option besides pre-foreclosure foreclosure or bankruptcy that can affect their credit for years. We are currently offering our services in the Richmond, Shelby Township, Macomb Township, Chesterfield Township, New Baltimore, Clinton Township, Sterling Heights, Mount Clemens (Mt Clemens) Fraser, Harrison Township, Warren, Roseville, St Clair Shores areas of Macomb County Michigan Madison Heights, Troy, Clawson, Royal Oak, Rochester, Rochester Hills, Berkley, Birmingham areas of Oakland County
IMPORTANT GOVERNMENT DISCLOSURE: You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender (or servicer). If you reject the offer, you will not have to pay us for our services. The above brokerage is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.
More information can be found online at http://www.MILoanModHelpDesk.com/
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As one of Macomb Counties MI leading Short Sale experts. Rick Giese wrote this article to Help ensure that homeowners were and are being given sound advice about How to Stop and Avoid Foreclosure