How comfortable have you been with the financial advice that you have been getting?
Has your adviser been pro actively managing your investments and keeping you up to speed with what is happening?
Have you had a strategy in place to ensure that you have the right asset mix to match your attitude to risk and your return expectations?
Just about anyone, professional or not, can deliver positive investment returns in a buoyant market but in an unpredictable sideways trending market with high levels of volatility you need a wealth manager that knows what they are doing.
Does your investment manager constantly monitor your portfolio to capitalise on the potential investment opportunities as well as anticipate and reduce the inherent portfolio risks?
Did your investment adviser anticipate the “recent” market correction or were they caught napping as a result of which your investments are down 10-20%?
You should seek answers to these questions from your trusted financial adviser. How good an advice have you been receiving? Large financial institutions expect their relationship managers or financial advisers to manage between 100 and 200 client relationships a portfolio of 150 clients is not unusual and quite often asset management is not the only aspect of the relationship they have to take care of. There are banking matters to attend to. In difficult markets where share prices are volatile you need to put yourself in the hands of specialists whose main focus is managing portfolios and delivering performance.
Here at Fiduciary Wealth we take pride in the fact investment portfolios are managed pro-actively with asset allocations adjusted where necessary in light of market conditions. On the 5th May 2011 we advised our clients to dispose of their equities and maintain 0% equity positions only to advise them on the 15th August 2011 to re-enter the equity markets.
Now it is impossible to predict troughs and peaks as no one comes with a bell to warn you but a good investment manager should have an exit and entry strategy close to the bottom and highs and more importantly avoid huge losses.
If you or your clients are unhappy with the performance of your or their investments you can either speak to our wealth managers Spain by calling +350 20050982 or email on email@example.com for an appointment. Visit us on www.fiduciarywealth.eu