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Where Can I Get A Free Payday Loan?
Unfortunately, you probably won't find a local payday lender that's offering free loans for first time applicants. Luckily though, that isn't a problem. Why not? Because a quick online search at your favorite search engine should be more than enough to help you find what you're looking for -- which is a lender that hands out free, first time loans.
Is the Loan Really Free?
In truth, it depends on the lending service you're dealing with. While there are a few that offer 100% free payday loans to first-timers, other lenders are a bit shady in their practices. Some lenders may use the word "free" only in terms of interest, yet still charge some sort of loan "fee". Another lender may say the loan is free as in "there aren't any fees," yet they go ahead and attach interest to the loan anyway. Having said all that, be sure to know what a lender's definition of "free" is before getting too excited about the loan.
How Much Can I Get With This Free Loan?
When you get your first payday loan free, it typically can't be more than a few hundred dollars. Most lenders allow the first free loan to be a maximum of $300-$400 and no more. If they allowed anyone and everyone to take out loans for thousands of dollars for free, well, they'd likely over extend themselves somewhat.
What Happens If I Pay Late?
The loan will no longer be free. Your first payday cash advance loan is only free so long as you pay it back by your next payday. If you fail to do so, fees & interest will accumulate, guaranteed. In light of that, be SURE you have the money to pay off the loan when it becomes due.
If you're in a bind and need some quick cash, there's nothing better than knowing you can get your very first payday loan free!
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