In the current credit environment, millions of potential homeowners are unable to purchase a home due to credit-related issues. In many cases, borrowers are unaware of consumer credit rules designed to protect them from rogue creditors and often make decisions that hurt, rather than help their credit scores. This workshop will review the components of a credit score, consumer credit laws, common mistakes made by consumers, strategies to improve credit scores over time, and necessary steps to prepare for making an application for a mortgage loan. The session will feature Harry Bradley of Consumer Credit Federation and Mike Lesmeister of Home Loan Specialists, Inc.
“We believe we have a responsibility to educate the residents of our community regarding consumer credit”, said Richard Veale, President of Home Loan Specialists, Inc. He added, “It is only when consumers understand the elements of a credit score and the facts behind their credit report that they can ensure an accurate reporting of credit information and place themselves in a better position to purchase a home”.
Home Loan Specialists, Inc. has a long-term track record of assisting home buyers finance a home purchase using FHA, VA, USDA, conventional, construction, and first-time homebuyer programs. The firm is an Accredited Business with an A-rating by the Better Business Bureau of Greater Houston.
Home Loan Specialists, Inc.
3845 Cypress Creek Parkway West, Suite 193
Houston, TX 77068
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Home Loan Specialists, Inc. is an award-winning, Houston, Texas-based, BBB accredited, mortgage lender specializing in low rate home loans and mortgage refinancing. The firm offers fixed conventional, FHA, VA, USDA, Jumbo, and First Time Homebuyer programs.