September is Life Insurance Awareness Month: Don’t Leave your Family’s Future to Chance

Aug. 26, 2011 - PRLog -- Roseville, CA - You may be feeling less financially secure than before the Great Recession began. Your retirement accounts may have rebounded, but your savings have dwindled. You may have found a new job, but at a lower salary. Some days you might feel like it’s all you can do to put food on the table and keep a roof over your head.

But what would happen if you died tomorrow?

“No one wants to think in those terms, but given that many of us are still in the financial rebuilding stage, you need to ask yourself, ‘Would my family be OK financially without me in the picture?’” says Jan Pinney, CLU, ChFC, CPCU, President and CEO of Pinney Insurance Center, Inc.  and http://www.WholesaleInsurance.net, a leading comprehensive online quoting site that provides consumers with life insurance quotes from many of the country's top rated companies

Life insurance is one of the few guarantees your family could rely on to maintain their quality of life, Jan Pinney points out. September is Life Insurance Awareness Month, making it the perfect time to take stock of your life insurance needs.

“Life insurance is the most selfless gift you can ever give to someone you love,” says Nicole Ward, director of business development at Pinney Insurance Center, Inc. “There needs to be more emphasis and awareness around education of life insurance.  Many people that I meet do not even understand life insurance nor have they ever even considered that they needed it.  That is frightening to me and tells me that there is a lot of work for us to do.”

“We have a great business,” Pinney said. “Life insurance proceeds are the equivalent of ‘love letters from beyond the grave.’  It is an honor to help people of character to provide for their loved ones in their time of greatest need.”

For those without any life insurance, or for those who may need more because of changing circumstances, Jan Pinney has these suggestions for getting coverage.

Step 1: Determine how much life insurance you need.
Step 2: Decide what type of insurance you need.
Step 3: Understand your buying options.

“Life insurance enables parents and spouses to continue to fulfill their responsibilities to provide for those they love by delivering dollars when they are needed most, “Pinney said.  “And the cost is almost inconsequential, literally pennies or tenths of pennies on the dollar.”

About Life Insurance Awareness Month
Held each September, Life Insurance Awareness Month is an industry-wide effort that is coordinated by the nonprofit LIFE Foundation. The campaign was created in response to growing concern about the large number of Americans who lack adequate life insurance protection: 95 million adult Americans have no life insurance, and most of those who do have far less coverage than most financial experts recommend. For more information on life insurance, visit LIFE’s website at http://www.lifehappens.org.

About WholesaleInsurance.net:
WholesaleInsurance.net, a national division of Pinney Insurance Center, Inc. is located in Roseville, CA. In business since 1972, our years of experience will help you secure the best life insurance policy with the most affordable life insurance rates. At WholesaleInsurance.net, we make sure you get the best rates from all of the best companies. WholesaleInsurance.net has an easy online Life Insurance Needs Calculator that can help you determine how much coverage you need. Find it at: http://www.wholesaleinsurance.net/life-insurance-informat...
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