Insurance King is helping Drivers in the state of Mississippi understand the new law the state of Mississippi is enacting on July 1st 2013.
Mississippi has enacted Senate Bill 2631 which authorizes the department of Public Safety, in collaboration with the Insurance Commissioner and the Department of Revenue, to implement a motor vehicle insurance verification system to track uninsured motorists in Mississippi. This law became effective on July 1, 2012 except the vehicle registration provision in Section 5 which becomes effective on July 1st, 2013.
Mississippi Driver’s will soon learn about the state’s Automobile Insurance Verification System.
The Mississippi Automobile Insurance Verification System summarized does this;
* authorize the Department of Public Safety, in collaboration with the Insurance commissioner and the Department of Revenue, to implement a motor vehicle insurance verification system to track uninsured motorists in the state. The law requires the system be installed and operational by July 1, 2013, following a minimum testing period of six months
*give the Department of Public Safety rulemaking authority to implement provisions of the law, such as requiring insurers to make periodic insurance data file transfers to identify motor vehicles that are not covered by an insurance policy and to monitor ongoing compliance with the mandatory motor vehicle liability insurance requirements;
*authorize the Department of Revenue to deny a motor vehicle applicant a vehicle registration tag (both new and renewed) upon discovery that the person is uninsured after accessing the insurance verification system;
*but most importantly the Mississippi Automobile Insurance Verification system authorizes a law enforcement officer to access the system during a traffic stop or accident investigation to verify insurance coverage for the stopped motorist.
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